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Even the BEST INVESTMENTS are HARD to invest in

Published February 14, 2026
Joel Bomgar
by Joel Bomgar
YouTube Video Transcript
Even the best investments are hard to invest in. So even if you don't believe in Bitcoin and you don't understand cryptocurrency or the blockchain or anything like that, let's take some examples that nobody would argue with, which is the magnificent seven stocks, which are Apple, Amazon, Google, Microsoft, uh Nvidia, Tesla, and Facebook. Those seven stocks are called the Magnificent Seven. You can Google it or ask chat GPT. Those are the best performing stocks on the stock market of the last decade or two. Okay. So, you might think, okay, I don't need Bitcoin. I'm going to go invest in stocks. Well, you have multiple problems. One, what are you going to invest in? Because typically the things that have gone up the most in the past are not the things that are going to go up the most in the future. Uh, also, back a decade or two ago, you had no way of knowing that those seven stocks were going to be labeled the Magnificent Seven and outperform everything else. in order to, you know, in order to make a ton of money investing in those, you had to invest in them where they when they were very risky and people did not think they would become major forces of nature with incredible investment returns. But the other problem is even if you knew that, even if you knew in advance, let's assume you were the world's best stock picker, which means you actually knew the Magnificent Seven stocks, what they were in advance, it still doesn't matter. They're still hard to invest in. And the reason is all of those were incredibly volatile on the way up. Huge price swings where they would lose half their value or in the cases of Amazon at one point 94% of their value or in the case of Nvidia they lost 85% of their value twice. Like each of these companies has gone through huge upswings and draw downs that have made them painful painful painful to invest in. And anybody that tells anyone who made a bunch of money on any of these that they got lucky is just dumb. You didn't get lucky. you had to hold on through just an absolute whirlwind of pain with any of these stocks. So, the reason I say that is all of the problems that people have with investing in Bitcoin about when do I invest and how much and what if it goes down, you have those same problems with every high performing asset, which means either you can diversify, which is, you know, diversification is good if you don't know which assets to hold, but your return is a lot lower, right? I mean, you might double your money over 10 years, but if that's, you know, that's not that much better than keeping up with inflation. Eats up four to 9% of your purchasing power every year. You know, you're barely keeping up or you're underwater if you're only doubling your money every 10 years. Next up, you have the same problems with Bitcoin, which is when do you invest and how much? And how do you know you're not investing right before a big downturn? So, again, you can diversify, buy a basket of stocks or an exchange traded fund, but again, your investment return is a lot lower. You can dollar cost average, which means buy the same amount of that thing every week or every month or every day or whatever, but you have the same problem. On average, your investment returns are significantly less for dollar cost averaging as opposed to lump sum purchasing. So if you knew what the magnificent seven stocks were in advance, which the benefit of Bitcoin, we actually do know what it is in advance. If you knew that, then the best thing to do is buy as much of it as you can and hold on to it for as long as conceivably possible. The benefit of Bitcoin, unlike any of those other companies, is only about 5% of the world owns Bitcoin. And the 5% that owns Bitcoin owns a very small percent of their total portfolio, other than people like me who have 100% of my net worth in Bitcoin, other than, you know, private company stocks that are not liquid and probably won't be in the near term. Uh, but those are just investments I've made over the years. Um, but as far as liquid assets, meaning stocks, bonds, cash, all I have is Bitcoin. Literally, it's my only liquid asset. The only thing I can use to support my family, pay my bills. That is the only asset I own is Bitcoin. So, um, ultimately you got to put up with the volatility and learn to live with it. Um, or you have to diversify and get a lot lower returns. And if you're trying to maximize your returns, then you got to find a winner and you've got to, you know, bet big on it. And I the only thing in the market I would ever do that on is Bitcoin because every one of the other Magnificent 7, none of them are at 5% worldwide adoption. None of them. Every one of them has significantly higher market adoption than that. Meaning there is a much bigger risk with any of the Magnificent 7 that you are investing much later in the in the stage. For example, I believe the majority of the world's population has a Facebook account. You cannot create Facebook accounts for people that do not exist. Which means Google literally cannot double its number of users. There's not enough humans on the planet to double its number of users. Bitcoin can be used by all the humans and only about 5% have any Bitcoin and most of those have a tiny amount. Meaning Bitcoin could double, trip, triple, quadruple just by the people who currently own Bitcoin buying more. And that's less than 5% of the world. If the rest of the world gets on board and buys Bitcoin, the price is could go infinitely higher. So all that to say, you know, Bitcoin is a unique opportunity where you know what's going to win in advance, which means you can invest accordingly. You got to ride out the volatility and it's not going to be easy because not in nothing is easy in investing unless again you are so diversified that your you know investment returns are relatively low. If you're so diversified that your investment returns are quite low, well then yeah, it's relatively stress free, but you're also barely beating inflation or not even performing up to inflation and you're actually losing money with time, which nobody wants to do. So anyway, investing in Bitcoin is hard just like investing in anything that is high performing is hard because they all have volatility. They all go up and down. They all stress people out. It's the nature of investing with high octane high performance investments of which I believe Bitcoin is the best one on planet

Disclaimer:

The content provided in this post is for educational purposes only. It should not be considered financial, investment, or trading advice. I am not a licensed financial advisor, and all opinions expressed are my own. Always conduct your own research and consult with a qualified financial advisor before making any investment decisions. Investing in Bitcoin or any other assets carries risk, and you should never invest more than you can afford to lose.

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