Your 5-STEP PLAN for success with bitcoin in 2026

Here is your five-step plan for Bitcoin success in 2026. Number one, download River. R I Ver, the River app on Apple or Android. You can get it on river.com. R I Ver. River like the Mississippi River. River.com. No s, just Ri. Those five letters. River.com. Download the river app. use the Plaid integration, which is the you you don't have to worry about that, but that's the integration they use to link it to your bank account. So, download the River app on your phone, link it to a bank account, and you can buy as much Bitcoin as you have money in your bank account. It will connect to your bank account, and it will transfer uh that enables you to to buy live. You can buy $10,000. It will pull it straight from your bank account, buy Bitcoin. If you want to buy large amounts, you can wire transfer. You can do stuff like that. So, that's number one. Number one, download the River app and buy as much Bitcoin as you can on river.com. The prices are cheap. You don't have to check the price of Bitcoin. All prices of Bitcoin right now are on sale. It's going to be on sale probably for days, maybe weeks, maybe months, but anyway, it's on sale right now. Buy as much Bitcoin as you can on river.com. Number two, look at your retirement accounts. If you have a current 401k with a current employer, uh there's probably nothing you can do about that. They're not going to let you put a current 401k in Bitcoin unless your employer lets you, and they probably don't, but you can check with your HR department and see if your current employer will allow you to invest in Bitcoin with your retirement funds. But if you have an old 401k, meaning a 401k from an employer that is not your current employer, meaning somebody you used to work for that you still have a a 401k with, you can do what's called a rollover IRA. When you take control of an old 401k plan, it becomes a rollover IRA automatically. That's just what happens when you take control over an old 401k plan, there's no way for you to personally administer an old 401k plan. So, the mechanism that happens is when you take control over an old 401k plan, rather than just leave it with the plan administrator, whoever that happens to be, when you take control over it, it's called a rollover IRA. The best place to do a rollover IRA is Fidelity. specifically the Fidelity Crypto IRA. The Fidelity Crypto IRA will let you invest directly in Bitcoin. Now, all of the Fidelity products will also let you invest in Bitcoin through a Bitcoin exchange traded fund, ETF, exchange traded fund. The two largest are Black Rockck. Uh the ticker symbol symbol there is Ibit. I as in Eyesshares, which is Black Rockck's brand name. I as in Eyesshares or iPhone or iPad or whatever. And then BIT as in Bitcoin. BIT, IBIT, IBIT is the largest Bitcoin ETF. Uh, but my personal favorite is the Fidelity because they custody the Bitcoin themselves rather than trusting Coinbase to do it. Coinbase is very reputable, but I always prefer to, you know, have one company be the one throat to choke instead of two companies both being the one throat to choke. And then you risk that one of them blames the other if something goes wrong. And if you use Fidelity, there's nobody to blame because they custody the Bitcoin themselves. And so if somebody's at fault, it's Fidelity. And you know, it's just a lot cleaner that way. But Fidelity's Bitcoin ETF is SBTC. F is in Fidelity, BTC as in the three ticker symbols, letters of Bitcoin. BTC, the first three consonants of the word Bitcoin. Uh, okay. So FBTC is what I would use, but you can also use BlackRock, which is bigger. It's the largest one. Uh, Fidelity is the second largest. Okay, so number one, river.com, get the app, buy as much Bitcoin as you can. Number two, look at your retirement accounts. If you have an old 401k, you can roll it into a Fidelity crypto IRA and buy Bitcoin if you have or you can roll it into a traditional rollover IRA and buy Bitcoin with a Bitcoin uh exchange traded fund, a Bitcoin ETF, either Black Rockck or Fidelity. Uh, also if you have a Roth IRA, you can also uh buy Bitcoin either with a Bitcoin ETF or you can move a Bitcoin Roth IRA over into a Fidelity crypto Roth IRA and buy Bitcoin. So, if it's in a Fidelity crypto account, you can buy Bitcoin directly. If it's not in a Fidelity crypto account, you can still buy a Bitcoin ETF from uh either BlackRock or Fidelity. Uh but if it's a Fidelity uh crypto IRA, whether that's a rollover IRA from a 401k or just a plain vanilla IRA or a Roth IRA, any of those can be a Fidelity crypto rollover IRA, Fidelity Crypto Roth IRA, Fidelity Crypto Traditional IRA. Fidelity supports all of those with a crypto account which lets you directly advance uh invest in Bitcoin or most other platforms will allow you including Fidelity with a traditional account rather than a specifically crypto account to invest in Bitcoin through one of the ETFs. So the the second thing I would do after buying as much Bitcoin coin as I could with uh with uh River and again if you've already got Coinbase or Robin Hood or some other platform Strike all of those are also great. Um, you just have to be a little bit more careful about getting scammed on those platforms because hackers, they tend to target Coinbase, for example, much more aggressively than they target River. Uh, mainly because Coinbase is just a lot bigger and better known. Um, but anyway, if you if you already have one of those platforms and it's working for you, that's fine. Just make sure it's locked down. Two-factor authentication, be super careful that you don't fall for any scams. None of these companies will ever call you uh pretending to be technical support, pretending to be the security department, asking you if you have, you know, illicit fund charges, blah blah blah. If anyone ever calls you pretending to be from any of those companies or pretending to be from Google, it's a scam. None of those companies ever proactively call you ever, ever, ever. Coinbase, River, Robin Hood, Google, they will never, your phone will never ring with another human on the other side of it from those companies. You will never get a robo dial from any of those companies saying, "Did you charge $527 in San Francisco, California? If not, press one." If you get a robo dial like that, it is a scam. None of those companies do that. They don't ever do that. So, uh, all right. So, number one, buy as much as you can on River or whatever platform if you already have one. I would avoid platforms like Venmo or PayPal because the fees are just really high. The fees are like 2 and a half%. Uh, it just gets expensive on some of those other platforms. I like River because it's got consistently low low fees. It's Bitcoin only. There's no, they don't market junk and trash to you all day long. There's no futures and options. There's no credit card, you know, offers for airline miles. There's no, you know, uh, March Madness brackets. There's no sports betting. Uh, all of that. River doesn't do any of the sort of casino BS that a lot of platforms do. So, number one, buy as much Bitcoin as you can, ideally on River, but also Coinbase, uh, or any of the other platforms. Also, if that if you already have that and you can avoid all the noise that works well. Number two, look at your retirement uh and see if there's anything that you want to put in Bitcoin on that. Again, none of this is financial advice. This is not investment advice, not legal advice, not tax advice. I'm just saying, you know, this is what people like me are doing. So, you can decide if what people like me are doing is something that people like you want to do. This is not advice. This is just, you know, if somebody asked me what I would do if I were them, this is what I would say. All right. Uh, next up, uh, so once you've got as much Bitcoin as you can on River or another reputable platform and you've got as much of your retirement that you're comfortable with in Bitcoin, uh, the next question to ask is, uh, do you want to secure that even further for the Bitcoin that you hold personally with something like Bitkey? And Bit Key is the only thing I recommend. So typically, if your personal holdings, you don't have to worry about Bit Key for retirement holdings. that's already secure at Fidelity or Black Rockck or Charles Schwab or uh any of those platforms. Morgan Stanley uh Morgan Stanley's actually uh introducing their own Bitcoin ETF uh in the next week or two here. Um so if you if you have retirement funds in Bitcoin, you don't have to worry about securing them even more than they're already secured. They're already secured. You don't have to worry about it. But if you have Bitcoin on River, Coinbase, uh, Kraken, um, Strike, Robin Hood, PayPal, Vinmo, any of those platforms, Cash App, if you have more than maybe5 or $10,000, it's probably worth securing it with Bit Key. So, what is Bit Key? Bit key is a hardware uh device that holds the keys to your Bitcoin so that hackers and scammers cannot get them when those keys are held by Robin Hood or or you know uh uh Coinbase or any of those other platforms. Uh the way Bit Key works is it's this little physical device that has a fingerprint reader on it. And in order to move large amounts of Bitcoin, you can move small amounts of Bitcoin with just your phone. But if you want to move large amounts of Bitcoin, you have to touch this little device to the back of your phone. And that is what keeps hackers and scammers from uh getting to your Bitcoin because they don't have this little device to touch to the back of your phone. It's super secure. They've got built-in backup mechanisms. If you lose the device, you're fine. If you lose your phone, you're fine. If you lose your device and your phone, you're also fine. As long as you have one recovery contact set up on your phone. They thought of everything. I've never heard of anyone ever losing Bitcoin on Bit Key. I've never heard of anyone ever being scammed or hacked on uh Bitkey. I absolutely have heard of people getting hacked and scammed on other platforms. Uh especially Coinbase just because again, they're much larger than any of the other players. Therefore, they get targeted for hacks and scams much more aggressively than any of the other platforms. Uh, but I have know personally of people who have lost hundreds of thousands of dollars on Coinbase, for example. And I know actually quite a few people that have lost u money on Coinbase when a hacker or a scammer compromised their account or sweet talk them into compromising their account on behalf of the hacker or the scammer, typically pretending to be from technical support or from the security department of Coinbase or from Google or from one of these other companies. Uh, so anyway, Bit Key bypasses all that. You don't have to worry about ever losing your Bitcoin. It puts it in your control. You know, there's no way to get hacked. There's no way to get scammed. There's no way to do any of that. Uh so anyway, uh to recap the steps here, number one, you know, River or an app like it. Number two, retirement accounts, Fidelity Crypto ideally or just Fidelity or any platform that will let you invest in Bitcoin. Uh number three, uh secure it further with uh Bit Key. And I'm trying to remember if there was a step four or five. I think I put in the title of this video the five-step process. Maybe it's like three steps. Uh oh, down the road you can spend your Bitcoin. I guess that would be the last step is uh the best place to spend Bitcoin is Coinbase. Um and I just keep a small balance on Coinbase so that the Coinbase debit card and the Coinbase credit card don't uh you know so that they actually work when I try to use them. Um but anyway, so Coinbase is the best place to spend Bitcoin when you are ready to spend Bitcoin. Although you can also use the bill pay feature on River or the bill pay feature on Strike or uh things like that. But if you want to use an actual credit card or debit card, currently Coinbase is the best platform that has those. So, okay, technically that's like a four-step plan. Um, plus I'm out of time, so even if I could think of a fifth step, I don't have time to talk about it. So, anyway, that's your four-step plan. River uh River for straight up Bitcoin purchases. um uh Fidelity cryptoir IRA, crypto rollover IRA, crypto Roth IRA, crypto anything IRA, uh at Fidelity or a Bitcoin ETF. Um just anywhere you can. Uh step two, uh step three is Bit Key if you own five more than 5 or 10,000 direct ownership. Again, not for retirement accounts, you don't have to worry about that for retirement accounts, but for direct ownership. And step four is when you own when bitcoin represents the majority of what you own, you can spend it on uh with a coinbased credit card, a coinbased debit card or the river bill pay feature uh which you can use to pay off a credit card for example with spending or you can use strike bill pay stray feature. Um or you can um uh again the debit card and credit card at Coinbase is what I use. Uh so there's only four steps. If I had more time, I'd think of a fifth step, but there's just four steps. So simple as that. That's the formula. Uh let me know if you have any questions. Otherwise, that's exactly what I would do. Bitcoin's on sale. I would buy it right now. It's that simple. Have a good day.